待验证50% 置信事实精确时间
跨行转账链路通常经过付款行、清算网络（如大额支付系统CNAPS或小额支付系统）、收款行等节点
1
来源数
50%
置信度
长期有效
时效性
2026/10/9
首次发现
来源
涉及实体
相关事实
待验证A payment gateway is the intermediary layer connecting merchants and banking systems, with common examples including Stripe, PayPal, and Adyen76% 相似待验证Payment gateways serve as technical middleware connecting merchants with banks and card networks, responsible for encrypting payment information, routing transaction requests, and returning authorization results75% 相似待验证微额支付系统可采用聚合结算（batch settlement）、预充值钱包或信用额度等机制来解决单笔交易成本过高的问题73% 相似待验证PaymentKit 的核心能力包括跨支付商智能路由，可在多个处理商之间智能分配和切换交易，主处理商拒绝或宕机时自动 fallback 到备用通道73% 相似
引用此条事实
Stable URI
https://kongchang.com/claim/990985API
curl https://kongchang.com/api/v1/knowledge/claims/990985MCP
get_claim(id=990985)