Unverified50% confidenceDecision RuleTime unknown
境外ATM取现总成本 = 发卡行境外取现手续费(通常1%-3%或按笔固定收费) + ATM运营方收费(每笔约3-7美元) + 可能的货币转换费，因此单笔尽量取足以摊薄固定费用，而非多次小额取现
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