Superseded80% confidenceDecision RuleTime unknown
境外消费返现类卡要看返现是否覆盖"境外全币种"及是否设封顶，部分卡境外返现1%-3%但月度封顶几十元，高频出境者实际收益远低于宣传
1
Sources
80%
Confidence
Medium-term (~90 days)
Relevance
-
First Seen
This knowledge claim has been superseded by newer content
境外取现极不划算：多数卡按取现金额1%-3%收手续费（有最低收费）且从取现当日起计息（无免息期），日利率约0.05%，应急外优先刷卡而非取现Sources
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