Expired85% confidenceFactTime unknown
Plaid uses a tokenized authentication mechanism, meaning ChatGPT itself never has access to the user's bank password.
1
Sources
85%
Confidence
Medium-term (~90 days)
Relevance
6/1/2026
First Seen
Valid until: 8/30/2026(expired)
Sources
Related Entities
Related Claims
UnverifiedPlaid通过令牌化机制（tokenization）使第三方应用无需直接接触用户银行登录凭证即可在授权范围内读取金融数据63% similarUnverifiedThe ChatGPT registration process includes: entering an email address, receiving an email verification code, entering the code and setting a username; most users can complete registration without a phone verification code.55% similarUnverified永远不要将 API 密钥截图或粘贴至公开渠道54% similar
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