Unverified90% confidenceCautionTime unknown
宠物已确诊慢性病或既往症后不建议再新买疾病险,几乎所有产品都将已发生疾病列为既往症免责,投保后该病治疗无法报销,只是白交保费
1
Sources
90%
Confidence
Long-term
Relevance
-
First Seen
Sources
Related Entities
Related Claims
Unverified宠物已有既往病史(如已确诊心脏病、肾病、肿瘤)不建议指望手术险覆盖相关手术,几乎所有产品对投保前已存在的疾病列为除外责任,投保后相关手术会被拒赔85% similarUnverified宠物已确诊慢性病(如猫慢性肾病、犬心脏病)后不要指望投保新险覆盖该病,几乎所有综合医疗险将既往症列为免责,投保应在健康期趁早85% similarUnverified宠物有明确健康问题(如皮肤病、免疫疾病)时不应以此类保健品替代兽医诊疗83% similarUnverified宠物已有既往病史(如慢性肾病、心脏病、糖尿病)时不建议单独买住院险,因这类反复住院正是既往症除外条款拒赔的核心,投保后相关住院几乎全被排除80% similarUnverified免疫功能严重低下、化疗中或术后重症的宠物不建议自行补充活菌益生菌,存在菌血症风险,应咨询兽医77% similar
Cite This Claim
Stable URI
https://kongchang.com/claim/298146API
curl https://kongchang.com/api/v1/knowledge/claims/298146MCP
get_claim(id=298146)