Unverified50% confidenceFactExact time
积分制（Credit-based Pricing）已成为AI API经济中的主流范式，OpenAI的Token计费、Midjourney的Fast/Relaxed模式、Runway的Credit系统均是典型实践
1
Sources
50%
Confidence
Medium-term (~90 days)
Relevance
7/13/2026
First Seen
Valid until: 10/11/2026
Sources
AI视频生成成本困局：iOS应用定价策略全解析
redditr/GoogleGeminiAI7/12/2026
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UnverifiedOpenAI的Token计费、Midjourney的Fast/Relaxed模式、Runway的Credit系统均是积分制定价范式的典型实践83% similarUnverifiedOpenAI API额度采用按实际消耗Token数量计费的按量付费模式，需要绑定信用卡和预充值80% similarPartially VerifiedOpenAI的支付系统基于Stripe支付网关构建77% similarUnverified为高频使用AI API或SaaS订阅服务的开发者，为每个付费服务绑定独立虚拟卡是目前最简单有效的财务隔离手段69% similarUnverified部分直充服务商的实际操作路径是收取用户人民币后通过境外虚拟信用卡完成OpenAI官网充值，绕过正规跨境支付监管渠道67% similar
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