Unverified50% confidenceFactExact time
In the four-party model, card networks are responsible for setting rules, maintaining the technical network, and coordinating authorization, clearing, and settlement processes between issuers and acquirers.
1
Sources
50%
Confidence
Long-term
Relevance
7/24/2026
First Seen
Sources
银行巨头联手收购卡组织，借记卡费率监管面临挑战
hackernewshackernews7/7/2026
Related Claims
UnverifiedJoint control of a payment card network by multiple systemically important banks would invite regulatory scrutiny over the market foreclosure effects of vertical integration.69% similarUnverified所谓'卡网'（发卡平台或自动发卡站）是一种自动化数字商品交易平台，卖家上架虚拟商品，买家付款后系统自动发放66% similarUnverifiedPayment gateways serve as technical middleware connecting merchants with banks and card networks, responsible for encrypting payment information, routing transaction requests, and returning authorization results62% similar
Cite This Claim
Stable URI
https://kongchang.com/claim/607406API
curl https://kongchang.com/api/v1/knowledge/claims/607406MCP
get_claim(id=607406)