Unverified50% confidenceFactExact time
The Durbin Amendment reduced debit card interchange fees from the prior industry average of approximately 44 cents to approximately 21 cents, a reduction of more than 50%.
1
Sources
50%
Confidence
Long-term
Relevance
7/24/2026
First Seen
Sources
银行巨头联手收购卡组织，借记卡费率监管面临挑战
hackernewshackernews7/7/2026
Related Claims
UnverifiedAfter the Durbin Amendment capped interchange fees, the reduction exceeded 50% compared to the prior industry average of approximately 44 cents.83% similarUnverifiedDue to the fixed transaction costs of traditional payment systems, micropayments make transactions below $0.5–$1 economically unviable, with fees potentially accounting for more than 30% of the transaction amount.65% similarUnverifiedCaveman claims to reduce output Token consumption by 30%–65%.59% similar
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