Expired50% confidenceFactTime unknown
OpenAI has deployed a multi-layered risk control system to identify credit card fraud, including geographic consistency checks between IP addresses and billing addresses, detection of abnormal payment behavior, and a joint anti-fraud mechanism with payment processor Stripe.
1
Sources
50%
Confidence
Medium-term (~90 days)
Relevance
7/2/2026
First Seen
Valid until: 9/30/2026(expired)
Sources
Related Claims
UnverifiedWhen verifying subscriptions, AI service providers determine the card-issuing bank type via BIN code, verify the billing address via AVS, and check whether the card is a prepaid or virtual card66% similarPartially VerifiedOpenAI's payment system is built on the Stripe payment gateway.64% similarUnverifiedAfter 2023, OpenAI tightened its payment verification policies, and many virtual credit cards that previously worked began to be declined on a large scale.62% similarUnverifiedThe actual operational process of some top-up service providers is to collect RMB from users and then complete the recharge on the OpenAI website via overseas virtual credit cards, bypassing legitimate cross-border payment regulatory channels.59% similarUnverifiedCompleting payment directly via an international credit card through an official website is the most compliant method for subscribing to AI tools.59% similar
Cite This Claim
Stable URI
https://kongchang.com/claim/60942API
curl https://kongchang.com/api/v1/knowledge/claims/60942MCP
get_claim(id=60942)