Unverified50% confidenceTradeoffExact time
Under the Merchant of Record (MoR) model (e.g., Paddle, Lemon Squeezy), the platform acts as the legal seller and handles taxes, refunds, and dispute liability, but typically comes with higher rates (5–8% vs. Stripe's 2.9%+$0.30).
1
Sources
50%
Confidence
Long-term
Relevance
8/4/2026
First Seen
Sources
Related Claims
UnverifiedA merchant's Chargeback rate exceeding 1% of total transaction volume typically triggers penalty mechanisms from card networks, including fines and even termination of acquiring eligibility.61% similarUnverifiedMerchants facing a chargeback may be charged an additional dispute handling fee, typically $15–$100 per case, and an excessively high chargeback rate may result in the payment account being frozen.59% similarUnverifiedThe Merchant Discount Rate (MDR) is typically 1.5% to 3.5% of the transaction amount, composed of the interchange fee (approximately 70–80%), the card network service fee (approximately 10%), and the acquirer service fee (approximately 10–20%).59% similar
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