Unverified50% confidenceFactExact time
当商户退款率超过支付网络阈值（Visa为0.9%，Mastercard为1.5%）时，商户可能被纳入监控计划甚至被终止收单服务
1
Sources
50%
Confidence
Long-term
Relevance
8/9/2026
First Seen
Sources
Related Claims
UnverifiedA merchant's high chargeback rate (typically exceeding 1%) may cause payment processors to terminate their partnership.75% similarUnverifiedA merchant's Chargeback rate exceeding 1% of total transaction volume typically triggers penalty mechanisms from card networks, including fines and even termination of acquiring eligibility.74% similarUnverifiedMerchants facing a chargeback may be charged an additional dispute handling fee, typically $15–$100 per case, and an excessively high chargeback rate may result in the payment account being frozen.63% similar
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