Unverified50% confidenceFactExact time
宾夕法尼亚大学沃顿商学院研究发现游戏化金融教育可提升短期知识保留约40%，但对长期行为改变的影响取决于迁移学习设计
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50%
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Long-term
Relevance
8/13/2026
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