Unverified50% confidenceCautionExact time
Frequently initiating chargebacks may result in consumers being blacklisted by merchants or even affecting the bank's risk assessment, so it should be used as a last resort.
1
Sources
50%
Confidence
Long-term
Relevance
8/17/2026
First Seen
Sources
警惕AI订阅自动续费陷阱：免费试用被扣款的真实教训
Related Claims
UnverifiedA merchant's high chargeback rate (typically exceeding 1%) may cause payment processors to terminate their partnership.72% similarUnverifiedMerchants facing a chargeback may be charged an additional dispute handling fee, typically $15–$100 per case, and an excessively high chargeback rate may result in the payment account being frozen.68% similarUnverifiedA merchant's Chargeback rate exceeding 1% of total transaction volume typically triggers penalty mechanisms from card networks, including fines and even termination of acquiring eligibility.65% similar
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