Unverified50% confidenceFactExact time
Credits are a prepayment mechanism in which users purchase quota in advance to offset API call fees, usually at a certain discount.
1
Sources
50%
Confidence
Long-term
Relevance
9/7/2026
First Seen
Sources
Related Entities
Related Claims
UnverifiedFor promotional subscriptions, billing systems typically create a subscription record with a price of $0; in some cases, a small fee is charged and immediately refunded to verify the payment method, a pattern known in the credit card industry as pre-authorization verification.76% similarUnverifiedOpenAI API credits use a pay-as-you-go model billed by actual token consumption, requiring a bound credit card and prepayment.71% similar
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