SAP Pay
A B2B payment solution from SAP embedded in SAP Cloud ERP. Once an invoice is approved, payment is executed directly and reconciled automatically. It supports ACH, wire transfer, check, real-time payments and the USDC stablecoin, with OFAC and KYC/AML screening.
Timeline (last 90 days)
SAP Pay's data center options are US East and Frankfurt, and SAP's press release says it is generally available in the United States and the United Kingdom; but the pricing page states that the service may only be used for transactions of customers and affiliates located in the United States or the European Union.
SAP Pay performs OFAC and KYC/AML screening on every transaction.
SAP Pay pricing is a volume-tiered subscription, with each tier at 1,200 transactions per year, contract terms of 1 to 3 years, automatic renewal, and specific prices available on request.
SAP Pay's payment rails cover ACH, EFT, wire transfers, checks and real-time payments, and natively integrate Circle's USDC stablecoin payments.
SAP says SAP Pay's smart routing can select rails across more than 40 currencies and 89 global corridors without the need for bank connectivity in each country.
SAP Pay's bank communication goes through SAP Multi-Bank Connectivity, and SAP explicitly states that SAP Pay does not replace it.
SAP Pay is currently generally available in the United States and the United Kingdom.
SAP Pay is a payment service embedded in SAP Cloud ERP workflows, supported by Tereina, a licensed payment service provider established by SAP in April 2026.
All Facts (8)
SAP Pay's data center options are US East and Frankfurt, and SAP's press release says it is generally available in the United States and the United Kingdom; but the pricing page states that the service may only be used for transactions of customers and affiliates located in the United States or the European Union.
50%UnverifiedSAP Pay performs OFAC and KYC/AML screening on every transaction.
50%UnverifiedSAP Pay pricing is a volume-tiered subscription, with each tier at 1,200 transactions per year, contract terms of 1 to 3 years, automatic renewal, and specific prices available on request.
50%UnverifiedSAP Pay's payment rails cover ACH, EFT, wire transfers, checks and real-time payments, and natively integrate Circle's USDC stablecoin payments.
50%UnverifiedSAP says SAP Pay's smart routing can select rails across more than 40 currencies and 89 global corridors without the need for bank connectivity in each country.
50%UnverifiedSAP Pay's bank communication goes through SAP Multi-Bank Connectivity, and SAP explicitly states that SAP Pay does not replace it.
50%UnverifiedSAP Pay is a payment service embedded in SAP Cloud ERP workflows, supported by Tereina, a licensed payment service provider established by SAP in April 2026.
50%UnverifiedSAP Pay is currently generally available in the United States and the United Kingdom.
50%