[KongchangAI]
Unverified50% confidenceFactExact time

The share of fees within repayments is the key variable determining how fast the principal declines; if the fee ratio is underestimated, the simulated principal balance will fall faster than in reality, thereby severely underestimating the final lump-sum settlement amount required.

1
Sources
50%
Confidence
Long-term
Relevance
10/15/2026
First Seen

Sources

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