Unverified50% confidenceFactExact time
比例免赔额在飓风、风灾等特定灾害险中尤为常见，以50万美元房屋2%风灾免赔额为例投保人须自行承担首笔1万美元损失
1
Sources
50%
Confidence
Long-term
Relevance
7/12/2026
First Seen
Sources
51% of USAA Home Insurance Claims Pay Nothing: The Industry Truth Behind Insurance Claims
hackernewshackernews7/11/2026
Cite This Claim
Stable URI
https://kongchang.com/claim/490266API
curl https://kongchang.com/api/v1/knowledge/claims/490266MCP
get_claim(id=490266)