Unverified50% confidenceFactExact time
美国各州保险监管体系高度碎片化，由各州保险局分别监管，各州要求上报的理赔数据口径差异显著
1
Sources
50%
Confidence
Long-term
Relevance
7/12/2026
First Seen
Sources
51% of USAA Home Insurance Claims Pay Nothing: The Industry Truth Behind Insurance Claims
hackernewshackernews7/11/2026
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