Unverified50% confidenceFactExact time
Pre-authorization is a standard risk control method in the payment industry, which works by temporarily freezing an amount in the cardholder's account to confirm the card is valid, without an actual transfer of funds occurring
1
Sources
50%
Confidence
Long-term
Relevance
9/23/2026
First Seen
Sources
Related Entities
Related Claims
UnverifiedFor promotional subscriptions, billing systems typically create a subscription record with a price of $0; in some cases, a small fee is charged and immediately refunded to verify the payment method, a pattern known in the credit card industry as pre-authorization verification.73% similarUnverified卡片支付从法律角度仅构成有条件的支付承诺,资金实际划转往往延迟至工作日结算71% similar
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