Unverified50% confidenceFactExact time
OpenAI has implemented targeted blocking of certain virtual card BIN ranges, causing the success rate of virtual card payments to be unstable.
1
Sources
50%
Confidence
Medium-term (~90 days)
Relevance
9/28/2026
First Seen
Valid until: 12/27/2026
Sources
Related Entities
Related Claims
UnverifiedAfter 2023, OpenAI tightened its payment verification policies, and many virtual credit cards that previously worked began to be declined on a large scale.77% similarUnverified使用虚拟信用卡（一次性或限额虚拟卡）可有效拦截意外的持续扣费74% similarUnverifiedThe actual operational process of some top-up service providers is to collect RMB from users and then complete the recharge on the OpenAI website via overseas virtual credit cards, bypassing legitimate cross-border payment regulatory channels.69% similarUnverifiedCross-region payments easily trigger OpenAI's regional risk controls, leading to payment failures or even account restrictions69% similarUnverifiedA single-use virtual card is valid only for one specific transaction and automatically expires upon completion of that transaction; the technology originates from the banking industry's concept of Tokenization.67% similar
Cite This Claim
Stable URI
https://kongchang.com/claim/954954API
curl https://kongchang.com/api/v1/knowledge/claims/954954MCP
get_claim(id=954954)