Unverified50% confidenceFactExact time
OpenAI paid memberships (ChatGPT Plus or Pro) only support overseas credit cards or PayPal payments, and directly binding a domestic UnionPay card typically fails.
1
Sources
50%
Confidence
Medium-term (~90 days)
Relevance
10/1/2026
First Seen
Valid until: 12/30/2026
Sources
Related Entities
Related Claims
UnverifiedPaying directly on the OpenAI official website with an overseas credit card is the most legitimate way to subscribe to ChatGPT Plus, and the subscription can be completed within seconds after filling in the card information.77% similarUnverifiedCredit card direct payment is the native payment method officially supported by ChatGPT Plus, but it is often rejected by risk control.74% similarUnverifiedThe fundamental reason for the emergence of the third-party top-up market for ChatGPT Plus is that OpenAI's payment system relies on international payment processors such as Stripe, whose services are subject to cross-border payment regulatory restrictions in mainland China.71% similarUnverifiedDue to restrictions on domestic payment channels, clicking the upgrade button directly within ChatGPT often fails to complete the payment71% similarUnverifiedThe actual operational process of some top-up service providers is to collect RMB from users and then complete the recharge on the OpenAI website via overseas virtual credit cards, bypassing legitimate cross-border payment regulatory channels.71% similar
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